• The Budget Kit: Common Cents Money Management

    Household Budgeting Basics Creating a household budget will help you to stay on track and make sure you have enough money each month to pay your bills and have money for anything extra that may come up. Here are some household budgeting basics to help you get started. Use the computer to create a spreadsheet that will hold all of your information. You’ll need to include your income, your monthly expenses, yearly expenses, and room for anything else that may come up. These would include vehicle repairs, school costs, going out to the movies, and other things along those lines.   1. Income The first thing on your spreadsheet would…

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    Why Organic Lip Gloss Is Better

    Organic lip gloss is a natural alternative that is becoming more popular. Regular lip products often contain many synthetic and harmful chemicals. Although the gloss is applied to the lips, people do not realize that they are eating it throughout the day and are actually ingesting all of the harmful chemicals inside the gloss. Organic products are eco-friendly and safer. Multiple manufacturers have started to make organic lip products, so there are many choices in great shades. An organic lip gloss is usually made with ingredients that have not had any contact with pesticides. In addition, most organic products will not have synthetic ingredients derived in laboratories. Many lip glosses…

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    The Art of Being a Good Gift Giver

    The Art of Being a Good Gift Giver Many people are amazing gift givers. No matter who they are giving a gift to, they always seem to give them the right thing at the right time. They do not wait for special events such as a holiday or anniversary to give a gift. They are spontaneous and give gifts that show they really care about the person they are giving the gift to.   Then, of course, there is the rest of society. For most people, giving a gift is not something that they can just do naturally. Usually, people will forget about purchasing a gift until the last minute.…

  • How To Make Your Online Business Grow

    How To Make Your Online Business Grow These days, more and more entrepreneurs are realizing that they can build wealth and accomplish their professional goals by creating an online business. Although this is certainly the case, building a successful online company necessitates the consistent implementation of sound marketing and business strategies. Here are three such strategies that you should consider as you begin building your online business: 1. Use Online Tools. Using online tools is one of the best ways to keep your online business in a state of perpetual growth. There are a wide range of merchandising tools that can help you optimize your daily operations and keep your…

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    how to care for chapped lips

    We are deep into our winter season here at home with freezing cold for over a week now. Along with that cold is rain, sleet, and wind. Despite the rain, the air is dry at this time of year. That means chapped lips! Chapped lips can look uncomfortable and feel even worse. The skin on the lips dry out and and start to split, leaving an uneven surface of flaky skin. The most common causes for this type of dry skin is exposure to wind, excessive licking of the lips and dehydration. It might be natural for you to lick your lips because you think the saliva will help but…

  • The Family Budget And Gaining Control of Your Personal Finances

    Getting the Family Involved with Budgeting A lot of times when your family isn’t involved with budgeting your finances they don’t understand when times are tight. They don’t understand when you have a lot of bills due and you can’t afford to go out to eat or buy the cool clothes at the department store. When they think money grows on trees and going out to eat every night is an option, it’s time to get them involved.   One thing that’s important to know when you decide the family needs to be involved with your budget is that you can’t be embarrassed about anything. You need to be honest with…